I've dumped a lot on Ron Paul, but listening to the Meet the Press debate today, Ron Paul was asked: "A lot of people in America believe that health care is a right. Is that true?"
His answer, paraphrased:
We hear a lot about about gay rights, women's rights, minority rights - I disagree with that. There is only one right: the right to your liberty.I agree wholeheartedly. Well said.
And to more explicitly answer the question, I say: no one has a right to health care. That would either require the health care provider to give your their service for free or at a severe discount, or it would require taking money from others involuntarily to pay for your needs.
You have a right to what you and your family can afford.
Personally, I think that if we can get student loans to improve ourselves in the long term, I don't see why we can't get health loans for expensive treatments not covered by insurance to improve ourselves in the long term.